Founded in 1979, the Institute for Social and Behavioral Science (ISBS) promotes community-oriented research throughout the social and behavioral science disciplines.

Director: Dr. James Wright

Associate Director: Dr. Jana Jasinski

Project Manager: Amy Donley

Project Manager: Jenna Truman

Located in UCF's Department of Sociology, the Institute houses:

Survey Research Laboratory, with the capacity to do telephone and mail surveys and polls throughout the central Florida region.

Center for Qualitative Methodologies, which specializes in focus-group methods and in-depth interviewing.

Center for Outreach and Public Service, which embodies the Institute's commitment to social and human service agencies that serve the population of our community.

Institute faculty consult regularly with community agencies and groups on issues of program design and evaluation; survey research; data base design; data analysis; how to access and analyze Census data; and geographic information systems (GIS).



Poverty in Central Florida: Work, Wages and Well-being among the Region’s Low and Moderate Income Families

Study Highlights

Low-income profile:

49 percent of low-income people reported that they are working, 16 percent each are disabled or retired and 9 percent are students or housewives. Only 10 percent are laid off, unemployed or otherwise economically idle.

Housing:

78 percent of low-income residents and 50 percent of middle-income residents reported spending more than 30 percent of their incomes on housing. In addition, 60 percent of low-income renters reported spending more than half of their incomes on housing. Federal guidelines say families should not spend more than 30 percent of their income on their rent or mortgage plus utilities.

One paycheck away:

56 percent of low-income respondents said they could not pay their bills if they missed one month’s of pay. Surprisingly, 38 percent of middle-income respondents and 24 percent of upper-income respondents made that same claim.

Racial disparities:

Workers pay an “economic penalty” for not being white. Among all of the surveyed low-income families, 29 percent are African-American and about 20 percent are Hispanic. Among middle- and upper-income families, about 15 percent are African-American and less than 10 percent are Hispanic.

Health care:

A third of low-income families and a fifth of middle-income families reported having no health insurance coverage for themselves, spouses or children. 28 percent of low-income families reported that in the past year “they needed health care but delayed or did not get it because they could not afford it.”

Debt:

25 percent of low-income, 14 percent of middle-income and 10 percent of upper-income families said they are so far in debt that they feel “they will never be able to get out.”

Retirees:

There is a “very sizable pocket” of low-income retirees in Central Florida, and most of them are less-educated, widowed women.

Disabled:

Women (57 percent), African-Americans (32 percent) and Hispanics (21 percent) are far more predominant in the low-income disabled group than in the middle- and upper-income disabled groups.

Click here for full report.

Technical Appendix .



 

Community Partners
ACCESS-LYNX Paratransit Service Christian Service Center City of Cape Canaveral City of Casselberry City of Eustis City of Maitland City of Orlando Housing Department City of Orlando Transportation Department City of Winter Springs Coalition for the Homeless of Central Florida Community Foundation of Central Florida Florida Blood Centers Florida Department of Transportation Harbor House Heart of Florida United Way LYNX/LYMMO Marion County Metroplan Orlando Myregion.com National Association for the Mentally Ill Orange County Public Library System Orange County Foster Grandparent Program Orlando Area Trust for the Homeless Orlando Area YMCA/YWCA Orlando Housing Authority Orlando Police Department Orlando Regional Chamber of Commerce Safehouse of Seminole County UCF Marketing UCF Storm Water Management Academy UCF Institute for Government UCF Metro Center for Regional Studies UCF Office of Academic Affairs UCF Office of Victim Services
 


 
Dept. of Sociology: University of Central Florida | 4000 Central Florida Blvd | Orlando, FL 32816-1360
Phone: (407) 823-3744 | Fax: (407) 823-3026